There's nothing to be terrified of. Just live your life and do your best. If you're going to live your entire life with fear about retirement or debt, then by the time you reach retirement age you'll have lived most of your life in fear. Which is worse? Working during retirement age or living the vast majority of your life in fear? If things get really really bad you can always put a hole in your head or jump off a bridge. So don't worry about it. Just work hard, enjoy your life, and be happy if you want to be.
I'm certainly not the only one to remember all the survivalist BS from the 80ies. Maybe that'd be a good business to be in these days. "Survive in the woods with only your wits and a loin cloth!" "Bob and Doug's guide to finding beer after the apocalypse!" and so on...
> " If things get really really bad you can always put a hole in your head or jump off a bridge. So don't worry about it."
That philosophy might work if you're a single person.
That philosophy suddenly does not work so well if you have a spouse, children, and aging parents, perhaps sick or dependent families. Suddenly the whole "oh well, I can always just shoot myself" solution isn't so clean and practical.
yeah live your life at the fullest,,,everything eventually works out.
And if worse case scenario it doesn't...and you are broke at 55-60....go rob a bank. If you succeed you get some cash...if you fail you get free room, food and health care.