I was curious, so I searched a bit. No mention of stripe at all within the past 372 days of your comments. Mind sharing now that you've piqued my interest?
I didn't have a bad experience with them. I clean up their mess on the regular. It's a steady source of income for me — you know, people who rely solely on their payment processor to protect them from fraud.
They don't care to do any sort of diligence about who opens an account. Someone, like a fraudster, can use a demo template for Woocommerce, apply and be accepted, only to clean out other people's cards en masse and zero intent to operate as a legitimate business.