You've never lived in a state where your car insurance premium depends on your credit score, have you. I think you understand perfectly well the problems identity theft can cause, but you're just being intentionally obtuse.
> It's unclear to me... what a thief can do.
Um... well... how about anything you can do with your identity, except it's someone else? Do you really not understand why that's a bad thing?
> You've never lived in a state where your car insurance premium depends on your credit score, have you.
Hmm, I don't know, to be honest. That hadn't occurred to me.
> I think you understand perfectly well the problems identity theft can cause, but you're just being intentionally obtuse.
Huh? No, I was asking a question. Why would someone be intentionally obtuse about something like this? I can't figure out how my comment was misinterpreted, but it certainly was. I apologize for my lack of clarity in the original post.
> Um... well... how about anything you can do with your identity, except it's someone else? Do you really not understand why that's a bad thing?
"Anything you can do" isn't very clear, hence my desire to understand the threat better. Assuming I have no need for consumer credit (like, actual loans), it's just not clear to me in which cases a bad credit score can be a problem. Auto insurance had not occurred to me, so thanks for that example.
Once again, I think you may have misinterpreted my comment in some manner. Do people really troll each other over, like, identity theft? Weird. But I wasn't. :)
> It's unclear to me... what a thief can do.
Um... well... how about anything you can do with your identity, except it's someone else? Do you really not understand why that's a bad thing?