> the purpose of insurance, the many helping the few, not the other way around
This is too idealistic of a view of insurance. Insurance, if possible, would help the none as they are all companies in the end and want to maximize their dollar for their shareholders. This is why, before the ACA, things like pre-existing conditions and other, costly things were used to decline someone coverage.
Insurance companies need to make their numbers which means they will drop anything not required.
In theory the many helping the few is done through various programs powered by tax money. I'm not convinced we'll ever get to an ideal state of everyone being covered if the only mechanism is capitalism.
This is too idealistic of a view of insurance. Insurance, if possible, would help the none as they are all companies in the end and want to maximize their dollar for their shareholders. This is why, before the ACA, things like pre-existing conditions and other, costly things were used to decline someone coverage.
Insurance companies need to make their numbers which means they will drop anything not required.
In theory the many helping the few is done through various programs powered by tax money. I'm not convinced we'll ever get to an ideal state of everyone being covered if the only mechanism is capitalism.