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Disability insurance.

You stop working, whether voluntarily or not, due to an injury.




It's not that simple unfortunately. Some disabilities are "invisible" (as in "we don't know how to measure it with medical equipment"), which brings the challenges to a whole new level as the patient cannot prove that s/he suffers from that disability: the patient may simply be "making it up" to get disability pay. I wish I didn't know this all too well.




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