Actually, they do. All employees of a company have to pay themselves a minimum wage, at least. Founders are employees in their own company. And they (usually) own majority stock in the company - if there is a payout for YC, founders make more money than YC does.
You realize you can do everything you said, without living in someone's closet, in 99% of the world, right?
YC is making billions and their workers are living in closets. That's insane.