The problem with the analysis is 'similar lifestyle' when compound interest is your friend. Living in a much nicer apartment in SLC has minimal extra costs as the gap from a large 1BR to 2BR in SLC might only be ~250$/month.
SF is a great place with dual income no kids. Less so 1 income and an infant. But, much worse when you have young kids. So, in just 3 years and possibly another kid, when it's going to be much harder to swing that tiny 1BR in SF without feeling really cramped.
SF is a great place with dual income no kids. Less so 1 income and an infant. But, much worse when you have young kids. So, in just 3 years and possibly another kid, when it's going to be much harder to swing that tiny 1BR in SF without feeling really cramped.