If you disagree, commenting is probably more appropriate than downvoting.
I'm still waiting to hear how your personal opinion about wealthy drivers is more accurate than auto insurance actuaries that calculate risk for a living.
> If you disagree, commenting is probably more appropriate than downvoting.
FWIW, in case you were unaware, Hacker News doesn't allow commenters to downvote direct replies. So whoever might've downvoted you wasn't the parent, and someone corrected it with an upvote or undown (your comment isn't gray as of this writing).
I'm still waiting to hear how your personal opinion about wealthy drivers is more accurate than auto insurance actuaries that calculate risk for a living.