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Your last paragraph is spot on. Community Colleges (supported by MOOCs) and apprenticeship and trade school programs are the way to go.

3rd tier colleges with Ivy League prices aren't, and are only done based on misleading financial aid. I've seen a lot of resumes of people from for-profit schools. The graduates fall in 2 camps: Those who regret the decision, and those who don't realize how badly they were scammed.

90% of the time I see a title attached to someone's name ("Jane Smith, Phd" or "John Doe, MBA") it's from one of these overpriced degree factories, and it's a terribly negative signal.




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