If you're on eBay, you don't have any choice in the matter, it's PayPal or nothi...

dmoy · on March 5, 2016

Well, that's kinda fine by me. If I'm out $1000 from a fraudulent lens purchase on eBay, and they/Paypal won't refund, then I'm fine not doing business with them anymore and recovering my $1k from credit charge back.

chrisan · on March 5, 2016

You can pay with your credit card via PayPal. It defaults to credits, then your bank, but you can elect to pay with CC just fine

anamexis · on March 5, 2016

It's still through your PayPal account though.

It's not credit card -> merchant, but rather credit card -> your PayPal account -> merchant's PayPal account

level3 · on March 5, 2016

Is this an eBay thing? In general, PayPal doesn't require buyers to have an account to pay by credit card.

Edit: What I mean to say is that AFAIK, paying by CC through PayPal is separate from your PayPal balance.

aninhumer · on March 5, 2016

Yes, that's how most people use PayPal I'd imagine, certainly I never keep any money there.

The point being made is that your CC transaction is still with PayPal, so if you chargeback they might ban you from the service.