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I reject your premise. The situation is nothing like having a million dollar salary. You are discounting risk, past and present. It's all fun and games until a financial crisis makes you bankrupt via your personally guaranteed loans.

Plenty of people on this site can make 200k contracting, and in terms of risk and return on investment, that's a way way way better position to shoot for.

Now, do those people having 200k have it great? In my view they do. But you are doing simplistic analysis of the situation and labeling dissent as delusional. That's cheap and why I replied.




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