Thanks for clearing things up for me. :-P

What's the problem here? You asked, I answered.

It is some what expected for posters on HN threads such as this to explain their response in a concise fashion giving other readers a clear handle on the pros / cons of the situation and in this case helping the op to come to a decision.

Bah, my first submission and I submitted a broken link. This one's fixed. Sorry, folks. :-(