the "perfectly rational markets" expect the central banks to lower interest rates. which actually assumes that something economically worse happens in the meantime because as it is now, the fed is _not_ lowering.
> My fear is that eventually you'll start seeing government services where identity and auth are handed off to private companies like Google and Apple. Imagine having your real identity tied to an attestation by one of those companies.
a general taste for dysfunctional public-private partnerships and the fact that auth is a seriously hard problem at scale, make this scenario a few percentage points more likely than anyone should feel comfortable with.
yes. from the perspective of anthropology, humans using tools are cyborgs. and language and texts are ai. or "alien intelligence" as burroughs (and a few others) would have put it.
you both describe valid approaches, similar to a breadth- or depth-first search. one will get into deep waters with "some great big system", regardless of the specifics.