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Hi, new to this board, but founded Paymate in Oz, so have some insights. Besides NAB, CBA also processes credit card payments in foreign currencies (and settles in that currency). Neither bank is keen to sign up small merchants, which may be the hurdle faced by startups. Happy to help out with the banks if you have a reasonable volume to process.

If you are setting up a US business and that is where the customers are, then it may be worthwhile to set up a US company and get US merchant facilities. I did this with Wells Fargo and Chase so have some idea of process.

Best!


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