OP, do not listen to the moralizers who tell you that you need to exercise discipline and will power. Let them deplete their limited reserves of will power and see how far it gets them: you can change your environment so that you thrive in it. And that beats relying on will power and discipline by orders of magnitude. Quit early and often.
"1.) Doing things you don't want to do, but are necessary for a paycheck or otherwise is a basic part of being a grown-up. Lacking the discipline to simply get such things done and move on is a huge handicap as it's burning loads of time and energy that could be better spent elsewhere."
Realizing that changing your environment so that it encourages the right outcome is orders of magnitude beyond being a basic, mediocre grown-up who relies on discipline and will power, which is easily depleted, to overcome an onfavorable environment. No one should settle for relying on discipline and will power. That's a moralizing exercise in futility. I've had this argument with my stepfather until he became abusive. The result: I stopped talking with him. It has been one year. Reserve your discipline for differential association and for improving your environment.
My third point addressed this and the OP pre-emptively stated he/she isn't open that at the moment.
>'I've had this argument with my stepfather until he became abusive.'
That's not terribly surprising given your selective comprehension and tendency to speak in absolutes [1][2][3][above] about who other people are or what they should do.
Nietzsche is not about avoiding suffering though.
Nor is he about "accepting" suffering.
His belief is about an act of will. That you "will" what happens to you. By this act we obtain power over life and the events in it. (not sure I fully agree... just stating what I understand).
"Was that life? Well then! Once more!" -from Thus Spoke Zarathustra.
MarketRiders has been providing similar advice to invest in low load index funds and EFTs for some time [1]. The real issue is that if you are paying 2% fees or if the account is being churned (or both), you're getting screwed.
Piketty need not wait for the return of patrimonial capitalism for democratic and meritocratic institutions to be undermined by elite economic interests: that ostrich has already taken off, that horse has bolted, that rising tsunami has already smashed all boats.
"Multivariate analysis indicates that economic elites and organized groups representing business interests have substantial independent impacts on U.S. government policy, while average citizens and mass-based interest groups have little or no independent influence."
Suppose you do describe some IP for exclusion. Does this mean subsequent improvements or modifications undertaken on your own time and on your own equipment are not excluded?
I turned down a software job due to its all-encompassing, amoeba-like intellectual property terms. Instead, I chose to work in the public sector, which does not limit the freedom to pursue and own the intellectual work one does on one's own time.
