>I explicitly stated that insurance should reimburse the victim and then the insurance company can pursue damages for police wrongdoing after.
I meant public funds, regardless of insurance. As in, if you (or the insurer) need to pursue damages then state payment is tied to wrongdoing. My point was that if public action results in a loss it should be reimbursed period.
A citizen doesn’t care (only) that protocol was followed, they care about a broken house either way.
The incentive issue of police mishaps being paid from taxpayer funds is entirely independent.
> any investigation about potential wrongdoing should be separate from reimbursing the victim
I explicitly stated that insurance should reimburse the victim and then the insurance company can pursue damages for police wrongdoing after.